Paycheck Calculator by State (2026)

Pick your state to see your take-home pay after federal income tax, Social Security, Medicare and state taxes. Every calculator uses the 2026 IRS brackets and shows a full pay stub breakdown.

Choose your state

$65,000 salary: take-home pay by state

Single filer, paid every two weeks, no 401(k) or health deductions.

StateEvery 2 weeksPer yearState + local income tax
Texas$2,092.60$54,408$0
Florida$2,092.60$54,408$0
Nevada$2,092.60$54,408$0
Tennessee$2,092.60$54,408$0
South Dakota$2,092.60$54,408$0
Wyoming$2,092.60$54,408$0
New Hampshire$2,092.60$54,408$0
North Dakota$2,092.60$54,408$0
Alaska$2,082.17$54,137$0
Washington$2,057.92$53,506$0
Arizona$2,045.24$53,176$1,231
Louisiana$2,032.45$52,844$1,564
Iowa$2,022.67$52,589$1,818
Mississippi$2,020.75$52,540$1,868
New Mexico$2,019.93$52,518$1,889
South Carolina$2,015.90$52,413$1,994
Pennsylvania$2,014.10$52,367$1,996
Nebraska$2,012.67$52,330$2,078
Missouri$2,012.67$52,329$2,078
North Carolina$2,012.41$52,323$2,085
West Virginia$2,012.29$52,320$2,088
Kentucky$2,009.62$52,250$2,157
Montana$2,003.69$52,096$2,312
Ohio$2,003.62$52,094$2,313
Idaho$2,002.72$52,071$2,337
Wisconsin$2,002.21$52,058$2,350
Oklahoma$2,001.08$52,028$2,380
Colorado$1,998.84$51,970$2,152
Georgia$1,996.63$51,913$2,495
New Jersey$1,996.18$51,901$2,044
Michigan$1,995.99$51,896$2,512
Utah$1,995.35$51,879$2,528
California$1,988.05$51,689$1,873
Alabama$1,987.63$51,679$2,729
Kansas$1,983.85$51,580$2,827
Washington, D.C.$1,982.98$51,558$2,850
Indiana$1,982.48$51,545$2,863
Virginia$1,980.16$51,484$2,923
Maine$1,975.88$51,373$2,710
Illinois$1,974.41$51,335$3,073
Minnesota$1,970.19$51,225$2,897
Delaware$1,969.17$51,199$2,949
New York$1,968.56$51,183$2,913
Massachusetts$1,968.40$51,179$2,930
Hawaii$1,959.47$50,946$3,136
Maryland$1,916.05$49,817$4,590
Oregon$1,907.44$49,593$4,359

More paycheck calculators

Why your state changes your paycheck

Everyone in the US pays the same federal income tax, Social Security and Medicare. What changes from state to state is state income tax, local taxes in some cities and counties, and state programs such as disability or paid-leave insurance. Nine states have no tax on wages at all, which can mean thousands of dollars more take-home pay each year.

What each calculator shows

  • Your take-home pay per paycheck and per year, for salary or hourly pay.
  • A full pay stub: federal tax, Social Security, Medicare, state taxes, 401(k) and health insurance.
  • How much a raise or an overtime hour really adds after tax.
  • What your 401(k) contribution actually costs you after the tax saving.

See how we calculate for every rate and source.

Common questions

How do I calculate my take-home pay?

Start with your gross pay for the pay period. Subtract federal income tax, Social Security (6.2%), Medicare (1.45%), any state and local income taxes, and deductions such as 401(k) contributions and health insurance. Choose your state above to have every step done for you.

Which states have no state income tax?

9 states do not tax wages: Texas, Florida, Washington, Nevada, Tennessee, South Dakota, Wyoming, Alaska, New Hampshire. Washington and Alaska still take small payroll deductions for state programs.

Which states take the most from a paycheck?

At a $65,000 salary, a single filer keeps the least in Oregon ($49,593 a year), Maryland ($49,817 a year), Hawaii ($50,946 a year), once state and typical local taxes are included. In a no-tax state such as Texas, the same salary leaves $54,408.

Is this calculator updated for 2026?

Yes. Every calculator uses the 2026 IRS brackets and standard deduction, the $184,500 Social Security wage base, and each state's 2026 rates, including changes made during the year.

How accurate are these paycheck estimates?

They follow the official tax rules for the year and are usually within a few dollars of your real yearly tax. Your actual paycheck can differ slightly because employers use withholding tables, and because of your W-4 choices, dependents, other income and benefits.